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THE INDUSTRY ASSOCIATIONS GROUP MEDICAL COVERAGE REVIEW The Association’s recommended Group Health Plan for members is an all-inclusive fully insured Deductible health insurance plan created by The Combined Industry Purchasing Group Association of America, and F. Darrell Lindsey, the State Licensed Agent/Producer, for qualified members. Insurance is provided to insured’s as a participant in a Master Group Policy issued for members of related Industry Associations throughout the AFFORDABLE COVERAGE Small Employer Medical Plans Major Medical Plan Types Network Plan – includes physician and hospital networks which have agreed to a lower, pre-negotiated fees but does not include an office visit co-pay. They are generally more economical than Network Co-pay Plans. Network Co-pay Plan – choose this plan to take advantage of a wide variety of physician and hospital networks which have agreed to a lower, pre-negotiated fee. Employees and dependents pay only the selected co-pay amount for each covered visit to a physician’s office, urgent care center or non-surgical outpatient facility. Hospital-Only Network Plan – includes hospital networks which have agreed to a lower, pre-negotiated fee. This is a good choice where there is no local physician network or if the local physician network does not meet your employees’ needs. Indemnity Plan – offers your employees complete freedom to choose doctors and hospitals. This plan is best suited for those who live and work outside a PPO network area. Plan Features* ● Lifetime Maximum Choices – up to $8 million ● Annual Deductible Choices – choose from $250 up to $10,000 ● Office Visit Co-pay Choices – offers a wide variety of co-pay options ● Co-insurance Choices – select the amount employees pay after their deductible is met ● Prescription Drug Coverage – choose drug deductibles from $0 to $500. Select from a wide variety of drug co-pay choices. F. Darrell Lindsey | ||
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