Association Health Plans (AHP’s) allow Groups to organize in a single state and design a Health Insurance Coverage Plan “EXEMPT” from State Mandated Health coverage(s) and benefits that are now required in almost every state.  State mandated insurance coverage ADDS UP TO 35% to the cost of health care insurance.   AHP’s will be organized similar to Risk Retention Act Industry Groups’.  Risk Retention Act Groups have been authorized under Federal Law to organize and purchase their LIABILITY INSURANCE under a Master Group Policy in a single state.  Risk Retention Act Groups are EXEMPT from most state laws, rules, and regulations as to rates, coverage(s) and policy form allowing for significant savings.

 

HEALTH INSURANCE IS CHANGING AND SO MUST THE BUYERS OF HEALTH INSURANCE.   CONTACT F. DARRELL LINDSEY, the State Licensed Producer, at the numbers or  E- mail address shown.

 

 

 

F. Darrell Lindsey

U.S. State Licensed Agent/Broker

 

 

 

 

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