EXCEPTIONS
Limitations And ExclusionsMost long term care insurance policies will not pay benefits for any confinement, care, treatment or service(s):
that results from attempted suicide or intentionally self-inflicted injury;
that results from voluntary participation in a felony, attempted felony, or illegal occupation;
that results from a sickness or injury for which benefits are provided under any state or federal worker’s compensation law;
provided outside the United States or Canada;
provided in a government facility (unless otherwise required by law);
provided for the treatment of alcoholism or drug addition, or in facilities operated primarily for such treatment;
provided in facilities operated primarily for the treatment of mental or nervous disorders or disease, other than Alzheimer’s disease or dementia.
46 Years Experience
U.S. Licensed Agent/Broker
