GROUPMINI-MEDICAL INSURANCE In recent years, medical costs and insurance premiums haveIncreased from 10% to 20% over the past 5 years. The need forsome form of medical insurance has never been greater. TheInsurance quoted will be provided a participant in the Association’sGroup Master Policy issued by an A.M. Best Insurance Company. |
46 Years Experience | |
The Program Benefit Package Many forces today are creating a mad rush by employers to offer health Insurance to their employees. Over 45 million Americans do not currently have health insurance. MINI-MEDICAL PLANS are offered to all types of industries for employers who may have employees who don’t qualify. Not to be confused with Major Medical plans or True Group Plans with CATASTROPHIC Coverage a MINI-MEDICAL plan is for primary services. It also is not a GAP Plan which may be packaged with a High Deductible Major Medical Plan. Who can a Mini-Medical Plan be offered to? ● Hourly Employees ● Part-time Employees ● Non-benefited employees ● 1099 Independent Contractors Main Selling Points for Employees ● Guarantee Issue ● Most plans have no pre-existing condition clause ● No Underwriting ● No Employer Contribution requested ● Shelf Plan with Shelf Rates – No Census required ● Rate Stability ● Simplified Employer Application ● Simplified Employee Enrollment Form Mini-Medical Plans Limited Health Benefit Plans (Guarantee Issue) No Pre Existing Conditions Covered. For as little as $49.99 / month. Health Plans for the American Worker, Part-time Workers, & Independent Contractors: Plan offers fully insured and self-funded “mini-medical plans” which offer health insurance benefits to Employees starting at under $50 a month. These plans are guarantee issue, with no pre-existing conditions clauses or evidence of insurability. All Employees are accepted regardless of health conditions and are eligible for benefits. With limited, capped benefits the monthly premium is substantially reduced. | ||
