PRESS RELEASE

 

F. Darrell Lindsey has established several Health Insurance programs for Small Business Owners, that qualify as low cost “Consumer Driven” health benefit program, and is offering Small Business Owner Health Insurance Quotes nationwide.

 

SALT LAKE CITY, UTAH / JANUARY, 2006.   F. Darrell Lindsey, a SLC, UT. based U.S. Licensed Insurance Producer representing the Life & Health and Property & Casualty industry for over 46 years, released today a report on Health Care for small business owners.

 

Summary:  Deductible Health Plans (“DHP”) have been designed to compliment an insured’s desire to establish a Health Savings Account (HSA) insurance program.  A Health Savings Account is the easiest and most efficient way to provide consumer driven health benefits to individuals, families, self-employed persons and employees.  Once the required deductible health plan is in force, the tax-deductible Health Savings Account is simple to open and manage.  Response time is usually one business day following the receipt of the set-up cost and payment.

 

Benefits:  A Deductible Health Plan Insurance program is significantly less expensive, with savings from 10% to 50%, than full coverage co-pay health plans.  The Health Savings Account (HSA) companion is a health care savings and investment account equal to the amount of the Health Plans deductible. The HSA deposit is tax-deductible and the interest and investment returns are tax-free.  Contributions made by an employer are exempt from income tax, FICA - FUTA and other wage taxes.  The individual Health Insurance participant decides how to manage and spend funds in the tax-free Health Savings Account.  A wide range of tax-qualifying medical, dental and other health-related benefits may be paid from a Health Savings Account.

 

To obtain additional information about Deductible Health Plan Insurance, with or without an HSA TAX-FREE program, please contact the undersigned.

 

 

                                                                        F. Darrell Lindsey

                                                                                    U.S. State Licensed Agent/Broker

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